Personal Injury 101 for Uber Drivers in Calgary, Alberta

If you are an Uber driver that has gotten into an accident then you might have a lot of concerns about what happens next. After all, you already know you’re not considered an employee, which means you won’t be getting workers compensation.

You may even worry that you’re more likely to be found at-fault for an accident just because you are the “professional” driver.

Here’s what you need to know.

Uber drivers need a special insurance policy.

If you’re reading this and you’ve never been in an accident then you’re more fortunate than many Uber drivers, who may not realize they need to shift their insurance coverage in order to be protected while on the job.

Your standard auto policy does not cover you while you’re driving for Uber. This might not matter so much if you’re not at-fault for an accident, but remember that many people end up having to turn to their insurance policies to make up the differences between what the at-fault driver’s policy can pay and what their actual expenses are.

Fortunately, most insurance companies now have add-on Uber coverage that tends to cost just $40 to $60 more per month than your normal premium prices do.

Distracted driving is another significant concern for Uber drivers. Even a momentary lapse in attention can lead to severe consequences. Whether it’s adjusting the GPS, checking a message, or interacting with passengers, distractions are always present. It’s crucial to stay focused and minimize these risks. Familiarize yourself with the laws and best practices around distracted driving in Calgary, Alberta to ensure you’re taking the necessary precautions. Not only will this keep you and your passengers safe, but it will also help in protecting your insurance and liability standings.

Uber may compensate passengers and other drivers, but they won’t protect their drivers.

There are times when Uber will pay compensation for accidents. Yet they generally don’t do that for their drivers. They do that when their drivers are at-fault and they need to pay victims. They do it for their passengers.
If you’re a driver you need to protect yourself with the right insurance policy.

Personal injury cases work the same way for Uber drivers.

If the other driver is at-fault you’ll file a personal injury claim the same way any other driver would. You need to do all the same things at the scene of the accident as you would have if you’d been driving your personal vehicle for personal reasons. Get insurance information, take pictures, and get medical attention. Gather the names and numbers of witnesses.

You can go to a personal injury attorney and launch a case just like any other driver, too. You’re entitled to compensation if a negligent driver has harmed you. You’re not automatically more responsible because you were on the job at the time.

Get help today.

If you’ve been injured in an accident it’s vital for you to consult an attorney as quickly as possible. The earlier you involve an attorney, the stronger your case is going to be.

At Merchant Law, we understand the intricacies involved in personal injury cases for Uber drivers. Our dedicated team of injury lawyer Calgary Alberta is here to help you navigate this challenging time. We work tirelessly to ensure that you receive the compensation you deserve, covering medical expenses, lost wages, and other related costs. Our approach is tailored to meet the specific needs of Uber drivers, recognizing the unique nature of your work and the complexities it brings. Don’t let an accident derail your livelihood. With the right legal support, you can focus on recovery while we handle the legalities. We are committed to providing personalized, compassionate service, ensuring that you feel supported every step of the way.

Deciding whether to settle your personal injury claim or take it to trial can be challenging. Each option has its benefits and drawbacks. Settling a claim often results in quicker compensation and less stress, but may not always cover all your expenses. Taking a case to trial might result in a higher payout, but it’s also more time-consuming and uncertain.

It’s crucial to evaluate your specific circumstances with the help of an experienced attorney. For more insights, read our detailed guide on navigating personal injury claims in Calgary. This will help you make an informed decision that aligns with your best interests.

Call us today to get matched with one of our lawyers. Our attorneys have decades of experience in personal injury. We’ll answer your questions, address your concerns, review the facts of your case, and go over your next steps.